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NO!

We just need to be alert. Mostly scammers catch people who don't pay attention to what they're doing.
 

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A good book to read is Social Engineering by Kevin Mitnick. He was arrested for hacking into the government. Most of it is just asking the right questions. The book might give an insight on how these scammers work. Not to mention how we as the public are quite easy targets of opportunity.
 
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