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I might cry....

2654 Views 15 Replies 11 Participants Last post by  American outdoorsman, 
L
Well as you all probably have read, I have had my ford escape 2001 XLS for 2 weeks. It's the V6 and I love her.

Today i was driving and happened to be exiting a road when an idiot happened to SIDE SWIPE me, creating a huge scratch along 2 of my doors (passenger side). Insurance will not cover it (on my side) and the other person ran off aka hit and run.

The damage is basically... on the passanger side door is a small ding/dent, and a semi-deep scrape along 2 doors. The plastic shielding at the bottom is scrapped, all the way along (2 peices + 2 small end peices). My rim has a scratch but thats MINOR. Tire is okay.

So basically, small dent, 4 plastic peices and door paint = how much? I don't know.

I am so upset I could cry, It;s barely visible to some but to me it's the end of the world! My poor girl, tomorrow i will take her for estimates, i can't stand to see her like this.

Dramatic? Yes. I don't care. I love my ford escape. With xmas coming money is tight, do any of you dearest ford escape lovers know what the afforementioned might cost me? Just in theory not exacty and without photos?

( I will post before + after later)

Thanks........... ;(
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M
You do have uninsured motorist coverage, right? It always amazes me that some people don't. Assuming that you do, there is no reason for them to deny your claim. First, depending on what state you are in, contact the insurance regulatory agency and find out what you need to do in order to file a complaint. Then, call the 800 # and ask for a supervisor, and then write down the full name or employee ID of that person. Politely but firmly ask for another adjuster to review your claim. Let that person know that you have been in contact with the insurance commissioners office of your state and that you would prefer to work it out amicably but will lodge a formal fraud complaint if a resolution is not reached.

Don't let them BS you and don't be afraid to go over the head of anybody who does.
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